Ep 16 - The Points Guy founder Brian Kelly teaches us how to maximize the benefits of using your credit card. He explains how to travel first class for free using credit card points and we bust the myth that credit cards are always bad. By the end of the episode, you’ll have a list of the best credit cards for the perks that you want to maximize the luxury in your lifestyle.
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Timestamps: 00:00 - Intro 00:42 - The biggest misconceptions around points, travel hacking and credit cards 01:13 - What travel hacking or using points means? 03:09 - Is credit card really bad? 05:32 - Tips for college students to get that dream vacation! 08:47 - Are credit card companies still making money off of people who don’t carry balances? 11:10 - How did Brian get into the Points Game? 14:40 - What is affiliate marketing? 20:25 - Brian's learning journey 29:34 - Brian Kelly's most proud redemption 34:15 - Upgrading to First Class without paying extra fee 36:45 - How to choose the right credit card for you? 40:11 - Credit card churning 44:56 - Credit card debt - balance transfers 47:31 – Brian Taught Me